The Next Step Planning Group FAQs
Frequently Asked Questions
How much does the first meeting cost?
There is no cost for the first meeting and we will spend up to an hour to learn about your plan, help you dream, and discuss how we can help you.
What should I expect the first year working with your team?
How long should we expect our relationship to continue?
What is a Certified Exit Planner (CExP)?
Where do you work with clients?
What is a fiduciary and what are the benefits to working with one?
The term fiduciary is commonly referenced when working with someone who handles your investments. A Fiduciary is contractually obligated to put your best interests before their own. We offer products and services held to a fiduciary standard.
Are you a business consultant?
Are you a fee only financial advisor?
When we start our relationship with new clients we typically sign a financial planning agreement and charge a financial planning fee for the first 12 months. During the planning process, the client is not obligated to purchase additional services through us. See “How are you compensated?” below for more information on the other services we can provide.
How are you compensated?
There are three ways we receive compensation.
- A Planning Fee that is charged monthly for 12 months and can be renewed each year.
- Insurance Products such as life insurance, long term disability insurance, long term care, group life insurance and disability insurance, and health insurance.
- Investment Products such as managed wealth, mutual funds, annuities, 401k plans, SIMPLE IRAs, IRAs, Roth IRAs, and taxable investments.